Get A Loan South Florida Realty Real Estate Homes Houses Realty South Florida

South Florida Real Estate, South Florida Homes, Real Estate in South Florida for Sale. Search the MLS for South Florida Residential Real Estate, South Florida Luxury Investment Real Estate, and South Florida Waterfront Real Estate for sale.

Get a Loan

The first step in the loan process is to get pre-approved. Once pre-approved with a lender or broker, you can continue to work with them or choose to work with someone else. Pre-approval is free through MSN House & Home.

Do Your Research Find out about:

Get a Loan

Choose a lender or mortgage broker.
A lender actually makes the loan. A broker acts as a go-between for a buyer and a lender. Don't hesitate to ask friends or associates for recommendations. Ask the lender or broker for references if you need more input.

Submit your records.
A lender will ask for your financial records, including pay stubs for the last 30 days and three months of bank statements. You may also have to answer tough questions about your financial history. Be prepared: gather your financial documents ahead of time.

Check interest rates.
Interest rates tend to fluctuate. Follow interest rate news and if rates are low, you may ask your lender to lock-in, or commit to that rate, that day. Just make sure the lock-in period includes the day you close on the house and doesn't incur extra charges.

Choose a loan.
You may think you want a 30-year, fixed-rate mortgage, but an adjustable-rate mortgage may be more appropriate for your circumstances. Some special loan programs are geared to first-time buyers or veterans. Use MSN House & Home to see if you qualify for special financing arrangements, such as lower down-payment requirements.

South Florida Real Estate Experts
1580 Sawgrass Corporate Pkwy – Suite 130
Sunrise, FL 33323

2385 Executive Center Dr. – Suite 100
Boca Raton, FL 33431
Phone: 954.483.8065